MUSFIRAH IJAZ
Director | Lendwise Capital UK
Musfirah Ijaz, mortgage adviser and Lendwise Capital director, founded the firm to build the kind of advice practice she would send her own family to. Her interest is in the point where a financial decision meets a personal one, which is where most clients actually live. A mortgage is rarely just a mortgage. It is a first home, a growing family, a move closer to ageing parents, or a plan to stop working at sixty rather than sixty-seven. Advice that ignores the second half of that sentence tends to produce arrangements people quietly regret.
Musfirah holds Level 3 qualifications in Mortgage Advice, Protection and Equity Release, together with the Level 4 Diploma in Financial Advice (DipFA). The Level 4 Diploma is the benchmark qualification for regulated financial advisers in the United Kingdom, and it takes the work considerably further than mortgage advice alone. That makes her a DipFA-qualified adviser and a qualified mortgage adviser London and Essex clients can rely on for both sides of the same decision.
That training shows in how she approaches a case. Affordability and lender criteria are read closely and analytically, because that is where applications are won or lost. The recommendation that follows is built around the client’s priorities rather than around the product. She works as an experienced mortgage adviser in the capital, as a mortgage adviser for Essex families she can meet in person, and as a financial adviser UK-wide by video. She is a mortgage and protection adviser, so the borrowing and the cover are arranged in one place. Clients who would prefer a female mortgage adviser UK-based can work with her directly, and she is a professional financial adviser as well as a mortgage adviser.
The Ultimate Approach
- Detail first. Lender criteria are read properly before an application is submitted, rather than discovered afterwards through a decline.
- Honesty over conversion. If the answer is that you should wait, improve your credit file, or stay exactly where you are, that is what you will hear.
- Musfirah handles her own cases from first call to completion, and remains your point of contact afterwards.
Book a free initial conversation at a time that suits you.
